Top online money saving tools for savvy shoppers

money saving tools

A guest post by Hannah Stevenson.

Many of us have headed back to shops, restaurants, cafes, bars and events to enjoy our summer. However, as the autumn sets in after a season of spending, it might be wise to start saving money in time for the Christmas period.

As well as visiting physical stores, many of us are enjoying online shopping. This has become more popular over recent months. This is because it is a convenient solution that can seem to save us money, as we can compare prices easily. If you’re not careful, though, then you could find yourself spending more than you bargained for.

If you’re looking to save some money and ensure you have enough for everything you need, then keep reading. We have listed a few reliable online money saving tools which might help you cut back your cash and will allow you to save up in the long term.


If you want an innovative way to shop and save without doing anything differently, then check out this app. It allows you to complete your shop as normal and can be applied to food, drink and beauty items.

Once you’ve completed your shop, you can claim your money back using the app, Simply scan the barcode of a product and uploading a picture of your receipt.

The app then refunds the money directly to your PayPal account. This handy money saving tool can be used at a range of supermarkets, including Tesco, Sainsbury’s, ASDA, Morrisons, and Waitrose.

Top Cashback

Top Cashback is a popular website that will enable you to save money when shopping online. You will need to shop through the Top Cashback website to earn, which features a huge variety of online retailers.

Once you’ve made a purchase, it might take a while to receive the cashback. But it will definitely be worth the wait in the end.

When you have managed to earn quite a bit of money from it, you can order gift vouchers or get the money sent straight to your bank account. The website also comes with a useful chrome extension that reminds you to use it.


If you want to track all of your spending, then Mint could be a helpful solution.

It enables you to organise your expenses, receive reminders for bills and keep track of your credit score. You can also use the app to set financial goals and receive personalised spending insights.

It will also provide tips tailored to your spending habits. This will help you spend your money more efficiently and save on the products you love.


If you’re having money difficulties then this secure money saving tool will look at how you’re spending money. It will take a small amount of cash to store in your savings account.

It will essentially build up your savings over time. This means that you won’t need to take time out of your day to work it all out. You’ll get your first 30 days free, and after that, it’s only $5 (£3.60) each month.

However, if you prefer in-person advice, then this Newcastle based insolvency practice provides services that include rescue and closure options and personal insolvency.

Money Dashboard

As an award-winning app, Money Dashboard can be seen as an ideal choice for anyone looking to track their spending. Similar to Mint, it enables you to keep track of your money including the cash in your current accounts and credit cards.

Their main features are custom categories, spending history and, arguably, the most important is bank balance warnings when you’re running low on money but still have upcoming payments.

Money Dashboard has half a million users and is authorised and regulated by the Financial Conduct Authority.

Ready for your money saving tools?

Managing your money has never been more important than during these challenging and uncertain times. Use this list to find inspiration and to start exploring innovative ways to manage your money better online.

About the author

Hannah StevensonHannah Stevenson is an experienced Content Marketing Manager and copywriter who enjoys creating engaging content. She’s a former journalist, who now blogs and writes full-time. She uses her experience in the copywriting, researching and SEO markets to inform readers and share her knowledge with professionals from across the corporate landscape. 

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